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DONOR STORY
“We sleep better at night because we have an ‘insurance policy’ known as ADL. We need to do whatever we can to make the world a safer place for future generations.”
   -Hal and Elaine Portnoy
 




Glossary

A Planned Gift allows you to make better use of the assets you own, provide a tangible benefit to you or your loved ones while supporting ADL with a charitable donation.

There are many forms of Planned Giving that can be tailored to meet your charitable and financial goals.

Bequest
Including a bequest in your will allows for the distribution of a gift of your property or cash to ADL through your estate. A bequest can help minimize estate taxes for your heirs.
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Blended Gift
By using a "blended gift" of a cash pledge with a Planned Gift, you can increase your commitment to ADL, while providing immediate funding for the endowment.
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Charitable Gift Annuities
A charitable gift annuity is a planned gift in which you contribute cash or stock to ADL, and which in turn distributes a fixed income to you, your spouse or children for life. This gift offers you an immediate tax deduction and partially tax-free annuity payments. When the term of the annuity is over the remaining principal is distributed to the ADL Foundation.
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Charitable Remainder Trusts
A CRT is established when you transfer cash or an asset to the ADL Foundation and you will receive annual income for life or for a specified number of years. This trust then provides income directly to you or those whom you designate. When the term of the trust is over or the trust is terminated, the trust's remainder is distributed to ADL Foundation.
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Life Insurance
A gift of life insurance is an easy method of making an endowment to ADL. You name the ADL Foundation as policy owner and irrevocable beneficiary of your life insurance policy. This gift can be made by transferring an existing policy to the ADL Foundation or by establishing a new policy.
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Retirement Plans
Consider naming the ADL Foundation the beneficiary of your retirement plan if you no longer need retirement assets for future financial security. Reduce estate and income taxes and leave less highly taxed assets to heirs when you make a charitable gift of assets from your IRA, Keogh or other qualified retirement plan.
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1  Guaranteed income for life
2  Immediate tax deduction
3  Partially tax-free income

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